--- name: After the Disaster slug: after-the-disaster category: Automation description: "After the Disaster guides people through the first hours and days after a disaster in the right order: safety and people first, then documenting for insurance and aid, then immediate recovery. Use it when someone says 'my house flooded' or 'what do I do after the disaster'." github: "https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/after-the-disaster" language: HTML stars: 1295 forks: 231 install: "npx degit https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/after-the-disaster ~/.claude/skills/after-the-disaster" installs_to: ~/.claude/skills/after-the-disaster source_path: skills/after-the-disaster/SKILL.md collection_size: 25 category_size: 1523 collection_url: "https://dirskills.com/collections/mohitagw15856/pm-claude-skills" added: 2026-08-20T07:54:54.808Z last_synced: 2026-08-20T07:54:54.808Z canonical_url: "https://dirskills.com/skills/after-the-disaster" --- # After the Disaster After the Disaster guides people through the first hours and days after a disaster in the right order: safety and people first, then documenting for insurance and aid, then immediate recovery. Use it when someone says 'my house flooded' or 'what do I do after the disaster'. **Install:** ```bash npx degit https://github.com/mohitagw15856/pm-claude-skills/tree/main/skills/after-the-disaster ~/.claude/skills/after-the-disaster ``` ## README # After The Disaster Skill In the hours after a disaster, shock and urgency make people do things in the wrong order — re-entering an unsafe building, throwing out damaged items before documenting them (and losing the insurance claim), or missing the aid window. There *is* a right order: people and safety first, then documentation, then claims and recovery — and knowing it turns a chaotic, costly aftermath into a sequence you can follow. This skill triages the first hours and days, front-loads the safety non-negotiables, and flags the do-not-miss steps (the photos before cleanup, the claim deadline, the aid you're entitled to) that quietly cost people the most later. It routes emergencies to services and claims/aid to the official bodies. ## What This Skill Produces - A **triaged action plan** in strict order: (1) safety & people, (2) document everything, (3) notify insurance & register for aid, (4) immediate recovery — because doing these out of order costs money and safety - The **do-not-miss list**: the steps people skip in the chaos and regret — photograph damage *before* cleaning up, don't discard items until documented, hit the claim/aid deadlines, keep every receipt - **Where to get help**: emergency services for danger, the insurer to start the claim, and official disaster-aid/relief programs to register for (which have windows) - A **health & safety brief**: the hidden post-disaster hazards — contaminated flood water, structural instability, mold, carbon monoxide, downed lines — so recovery doesn't create the next injury ## Required Inputs Ask for (if not already provided): - What happened and the current situation — are people safe *now*, is the building safe, is anyone hurt or missing - The type and rough extent of damage (flood, fire, wind, evacuation with home intact) - Whether they have insurance and their [[emergency-doc-kit]] (policy numbers, contacts) - Where they are (country/area) so official aid/relief routes can be pointed to ## Framework 1. **People and safety first — always.** Before anything: is everyone accounted for and uninjured? Injuries → medical help. Is the structure safe to be in (fire damage, flood, gas, downed power lines)? Do not re-enter an unsafe building for belongings — this is where post-disaster deaths and injuries happen. Contaminated flood water, CO, and structural collapse are the immediate killers; the skill leads here, firmly. 2. **Document before you touch anything.** The costly, universal mistake: cleaning up or discarding damaged property before photographing it, which cripples the insurance claim. Photograph and video *everything* — the damage, every damaged item, the waterline — before any cleanup, and keep damaged items until the insurer says otherwise. The [[emergency-doc-kit]]'s home inventory pairs with this. 3. **Notify insurance and register for aid — mind the windows.** Contact the insurer as soon as safe to start the claim (policy number from the doc kit), and register for official disaster relief/aid programs, which frequently have application deadlines and are missed in the fog. Keep every receipt from the moment of the disaster (emergency accommodation, supplies) — many are reimbursable. 4. **Immediate recovery, in safe order.** Prevent further damage where safe (tarp a roof, stop water) since insurers expect reasonable mitigation, but not at the cost of safety. Secure the property, sort temporary accommodation, and preserve the doc-kit records. Guard against post-disaster scams — fake contractors and charities target disaster victims ([[scam-message-decoder]]). 5. **Watch the delayed hazards and the human toll.** Mold after flooding, ongoing structural risk, contaminated water, and the CO risk from generators/pumps during recovery. And the emotional reality: disaster recovery is a marathon of stress and grief; name that support (disaster mental-health lines, community relief) is part of the plan, not weakness. ## Output Format ``` ## FIRST: are people and the building safe? [Everyone accounted for/uninjured? · is it safe to be in the building? · do NOT re-enter an unsafe structure · the immediate hazards: flood water, gas, power lines, CO] ## Document before you touch anything [Photograph/video ALL damage and every damaged item BEFORE cleanup · keep damaged items · the waterline/extent] ## Notify & register (mind the deadlines) [Insurer — start the claim (policy # from your doc kit) · official disaster aid/relief — register, note the window · keep every receipt from now] ## Immediate recovery (safe order) [Prevent further damage where safe · secure property · temp accommodation · beware disaster scammers] ## Delayed hazards & support [Mold, structural, contaminated water, CO during recovery · disaster mental-health/ community support — part of the plan] ⚠ Emergencies → emergency services. This is not legal/insurance advice — route claims to your insurer and aid to official relief programs, and follow the authorities. ``` ## Quality Checks - [ ] Safety and people are handled first, with a firm "do not re-enter an unsafe building" - [ ] "Document before cleanup" is prominent — the costliest common mistake - [ ] Insurance notification and official-aid registration are included with their deadline windows and the keep-receipts rule - [ ] The delayed hazards (mold, structural, contaminated water, CO) are covered - [ ] Emotional/mental-health support is named, and scams are flagged ## Anti-Patterns - [ ] Do not put property before people — re-entering an unsafe structure for belongings is how the aftermath kills - [ ] Do not let cleanup happen before documentation — it destroys the insurance claim - [ ] Do not miss the aid/claim deadlines — they're real and easily lost in the shock - [ ] Do not ignore the delayed hazards or the mental-health toll — recovery is where the second wave of harm lands - [ ] Do not give legal/insurance determinations — route to the insurer, official aid, and professionals; watch for the scams that target victims ## Related [[emergency-doc-kit]] supplies the records to start claims; [[insurance-claim]] and [[claim-denial-decoder]] for the claim itself; [[scam-message-decoder]] for disaster scams; [[grief-admin]] and [[stoic-setback-debrief]] for the human aftermath; [[family-emergency-plan]] for reconnecting.